Terms and Conditions for vexiloanova.pro
These Terms and Conditions apply to your use of vexiloanova.pro and its services. Please read them carefully to understand your responsibilities and our commitments. Your access to this site means you accept these terms.
Last updated December 16, 2025.
Acceptance of Terms
By visiting, using, or interacting with vexiloanova.pro, you agree to follow these Terms and Conditions in their entirety. If you do not accept them, you may not use our website or services. We may update or change these terms without prior notice.
Key Definitions
To clarify these Terms, the following definitions apply throughout the agreement:
"Website" means vexiloanova.pro and any of its webpages or services operated under our brand.
"You" or "User" refers to anyone who accesses or uses our website, content, or services.
"We," "us," or "vexiloanova.pro" refers to the operators and owners of this website.
"Content" refers to articles, insights, tips, and information posted on vexiloanova.pro.
Permitted Site Usage
You may use our content and services for personal, non-commercial purposes only. Do not duplicate, distribute, or exploit any part of the website for business or resale purposes.
Eligibility
This site is intended for individuals aged 18 and above in compliance with Malaysian law. By browsing or using vexiloanova.pro, you confirm that you meet this requirement.
Users under 18 are not permitted to access our content or services.
User Responsibilities
By using vexiloanova.pro, you agree to observe these responsibilities:
Prohibited Conduct
The following actions are not allowed on vexiloanova.pro:
Intellectual Property
All materials on vexiloanova.pro, including text, graphics, and logos, are protected by law. These may not be copied, reproduced, or used for commercial purpose unless with written consent from the operators.
User Contributions
You may post comments or questions on available sections, provided they are lawful and respectful. All submissions grant us royalty-free rights to use or moderate this content.
Rights to Submitted Content
By submitting content, you confirm you have the right to do so and permit us to display, reproduce, or remove it at our discretion.
Privacy and Data Use
Your data will be handled according to our Privacy Policy. For more information about collection and use of your data, please review our privacy practices. Links provided for your reference.
See Privacy PolicySite Disclaimer and Limits
All site content is provided for informational purposes. Outcomes and interpretations may differ for each user. Consult a qualified professional for personal finance guidance.
Important Disclaimer Notice
The information on this site does not constitute professional or financial advice. Results may vary. Past performance does not guarantee future results.
Limitation of Liability
We are not liable for damages or losses from site use, errors, or non-availability. Your use of this site is at your own risk.
Indemnification
You agree to indemnify and defend us against any claim or liability from misuse of this website or breach of the Terms by you.
Dispute Resolution
Any disputes should first be attempted to resolve amicably. The following outlines our process.
Arbitration
If informal discussion fails, disputes may be submitted for arbitration under Malaysian law. Arbitration decisions are binding.
Arbitration does not limit users’ statutory consumer rights.
Online Dispute Resolution (ODR)
Users have the right to use available online dispute resolution tools. Contact us for assistance and details.
See our Disclaimer PageSeverability
If a provision in these Terms is unenforceable, the other provisions remain in effect.
Complete Agreement
These Terms, together with our Privacy Policy and Disclaimer, form the complete understanding between you and vexiloanova.pro.
Governing Law and Jurisdiction
These terms are governed by Malaysian law and subject to the exclusive jurisdiction of Malaysia.
Termination
We may suspend or terminate your access for any violation of these Terms or misuse of the website. If terminated, you may not use site content further.
Changes
We may update these Terms at any time. You will be notified by a notice on our site. Continued use means you accept any updates.
Contact for Terms Questions
To ask questions about these Terms, email or use our contact form. We aim to respond promptly.
Email Address: content@vexiloanova.pro
Contact Number: +6017-532 8636
Office Address: 348, Jalan Tun Razak, Level 41, Vista Tower, The Intermark, Kuala Lumpur 50400 Malaysia
Effective Date: Effective December 16, 2025
Version: 2.2